Choose Or Lose :: Voting Vote Politics Political Essays

Choose Or Lose The election of 2004 is being talked about all over the country. It is one of the most publicized elections I can remember, and yet I still do not feel that involved. My decision to vote this November depends on how informed I am at the time. I think you need to be an informed voter to be a good voter. Voting for someone you think speaks well or looks good is wrong. What is it that causes so many young voters like me to not vote? A lot of people think it is a lack of concern that causes young people not to go to the voting booth that first Tuesday in November, but I think it's something more. Our government is based on participation and being apathetic about voting is no excuse. Without active involvement from the people democracy will fail. The 26th Amendment granted those who are 18 years of age the right to vote. This privilege has long been abused by those ages 18-24. Since the Amendment was passed in 1972, the percentage of eligible voters ages 18-24 who actually vote has dropped 13%. The article by Carrie Donovan and Mark Lopez, "Youth and Adult Voter Turnout From 1972-2002," states that in 1972, 55% of youths voted and in 2000, 42% of youths voted. This is appalling compared to the 70% of citizens that are 25 + and voted in the 2000 election. This dramatic drop in voting among the young adult population is eating away at democracy. The election affects everyone, but unfortunately, not everyone recognizes that fact. Those who do not vote have no right to complain about the outcome of an election, and nor the right to protest the decisions made by those elected to office. If this is true then why doesn't every eligible citizen vote? Politics affect EVERYONE. Those who are currently going to school most likely have a student loan. The student loan interest rate is controlled by the government, and I'm sure there isn't one student who is looking forward to paying more interest. Anyone who votes most likely has a job and is therefore paying taxes.

How health, safety and hygiene legislation has impacted Essay

Introduction In this assignment, I shall be explaining how health, safety and hygiene legislation has impacted on selected two food retailers. I have selected Jimmy’s and Tesco. Jimmy’s  Jimmy’s World Grill & Bar is a chain of buffet restaurants in the United Kingdom. In 2012 it launched its flagship restaurant in The O2, London. The first Jimmy’s World Grill & Bar opened in 2003 and the chain now operates restaurants including Luton, Derby, Bath, Peterborough, Watford, and Wimbledon. Each restaurant offers cuisines from multiple international countries including Italy; China; India; Mexico; the US and the United Kingdom. The restaurants all offer â€Å"live cooking stations† where food is cooked to order in front of the customer. Tesco Tesco is the UK’s biggest food retailer offering a variety of services for food and non-food products to include insurance, entertainment, electrical goods and many more. It employs over 440,000 people around the world with over 280,000 in the UK. It has over 2,000 stores in the UK and a growing number of stores abroad in countries such as Thailand, China, Hungary and the United States. Health and Safety at Work Act 1974 Health and Safety at Work Act 1974 is a regulation to make further provision for securing the health, safety and welfare of employees at work. This law applies to all workplace for controlling the keeping and use and preventing the unlawful achievement, possession and use of dangerous substances. Additionally, this act is for controlling certain emissions and also to help prevent employees from getting hurt. It has an impact on Tesco because they are responsible for creating a safe, healthy and productive workplace. Tesco provides training to their employees to assist staff in identifying, minimising and controlling hazards complying with all safety and health requirement applicable to their workplace. The employees of Tesco must wear protective cloth and safety equipment which are safe without risk to health. If anyone gets injured at Tesco, they can be eligible to be sued because it is Tesco responsibility to ensure that everyone is safe within the working environment. Jimmy’s provides a safe and healthy working environment and they meet their responsibilities. Jimmy’s manages risks to health and safety  to prevent accidents. Jimmy’s identifies, assesses and reduces risks to health and safety as it’s reasonable and practicable. Jimmy’s aims to prevent any accidents by training their employees to work safely. For example injuries by knifes/fire. The European Union The European Union ensures that control standards are established and adhered to as regards food hygiene, animal health and welfare, plant health and preventing the risk of pollution from external substances. Food hygiene is a way of preserving and preparing food which ensures that the food will be safe for people to eat. This regulation covers all stages of the productions, processing, distribution and placing on the market of food intended for human consumption. It affects Tesco because they are responsible to provide safe foods, implement procedures in order to prevent unsafe foods and withdraw and recall unsafe foods. For example, use of separate areas and equipment for handling and preparing raw and cooked foods and also use of appropriate cleaning chemicals. If the food is not well prepared, cooked or not washed or out of date then Tesco will be entitled to cheating/fraud as customers don’t get what they pay for. So Tesco has to make sure they provide good quality foods that meet customer’s needs and expectation. Jimmy’s measure key product and its quality attributes by focusing on ingredients and materials, as well as samples collected from the trade. They also try to become the ideal restaurant to meet company requirements and consumer expectations in the marketplace and they also ensure that they do the correct use of appropriate cleaning chemicals. Jimmy’s provides proper training to their employees to ensure hygiene in cooked and raw foods. Health and Safety (First Aid) Regulation 1981 Health and safety is a regulation and procedure intended to prevent accident or injury in workplace or public environment. For example, fire exit alarms are installed inside the building. Fire aid is the initial care given to a sick or injured person until full medical treatment can be accessed. It is mostly performed by a non-expert or sometime by an expert in case of an emergency. It has an impact on Tesco as they might need first aid anytime to their workers and every staff must report it to manager if any accident occurs and treatment is necessary. It is important for Tesco to record  details of any accident or injury in the book kept in the workplace and they also should report from any witness. Jimmy’s trains their employees for first aid certificate so that they can be available in their shifts to aid anyone who gets injured. Jimmy’s kitchen staffs are more likely to be injured by knifes /fire etc., so they make sure they have first aids stored in a safe place as well as fire extinguisher. Jimmy’s makes sure that they trained their staff and also ensure the checklist of daily presence of first aider is always signed in the beginning of the shift. Diseases and Dangerous Occurrences Regulations 1995 Diseases and Dangerous Occurrences Regulations 1995 is a law which puts duties on employers, the self-employed and people in control of work premises to report certain serious workplace accident, occupational diseases and specified dangerous occurrences. These reports enable the enforcing authorities to identify where and how risks arise and to investigate serious accidents. If someone has died or has been injured because of a work-related accident this may have to be reported. Not all accidents need to be reported, other than for certain gas incidents, a RIDDOR report is required only when: the accident is work-related and it results in an injury of a type which is reportable It has an impact on Tesco because they have a legal duty to report accidents or incidents occur in the workplace. This will help to find out where and how risks arise and also to investigate any serious accidents. Tesco staff helps and advices you to prevent actions in order to minimise injuries, accidents or incidents. Jimmy’s provides the information that enables the HSE to identify where and how risks happened in the workplace. Therefore, Jimmy’s makes sure that they maintain their information about accidents, injuries or incidents Control of Substances Hazardous to Health 2002 Control of Substances Hazardous to Health 2002 is a regulation that provides a framework to help protect people in the workplace against health risks from hazardous substances. The substances may be used directly in the work or may arise from the work such as cleaning chemicals. This law requires employers to make an appropriate assessment of the health risks created within the working environment and also to define the measures necessary to  protect people’s health. It has an impact on Tesco because they need to make sure prevent or minimise their workers’ exposure to hazardous substances. For example, Tesco must provide sufficient information in order to reduce harmful to health. Jimmy’s always provides suitable and sufficient information, instruction and training in order to follow the legislation. Jimmy’s makes sure that they prevent exposure to hazardous substances and sufficiently control the risks from such exposure. They also ensure to keep chemi cals stored in a different room to keep avoid in touch with food items. If cleaning chemicals are mixed in food, the customer who eats could cause a severe injury or even may be poisoned. Food Safety Regulations 2005 Food Safety Regulations 2005 is a law that applies to all types of food, drink and ingredients. This regulation requires businesses to make sure food is supplied or sold in a hygienic way, identify food safety hazards and know which steps in the business activities are critical for food safety. Also, ensure safety controls are maintained and reviewed in the workplace. Tesco maintains the highest standard of hygiene by preventing any infection on food with bacteria or chemical. Furthermore, Tesco also keeps their foods in a correct temperature. If any equipment affected by food safety, employees must need to inform their manager. Tesco follows the regulation by not allowing their employees to smoke or drink alcohol in the workplace. If they found their employees smoking or drinking alcohol in the workplace, it will lead to disciplinary action and may result in dismissal. It has an impact on Jimmy’s because it is their regular practice to ensure that all their employees are keeping their workplace clean and tidy. By taking these active steps, they can ensure that everyone works in the workplace are confident in the health and safety. They also have different tools for different food items. For example for cutting chicken they use different knives and different cutting objects and plates, for cutting vegetables they have use different knives. Also these tools are colour coded so they know which one is for meats and which one is for vegetables. Hazard Analysis Critical Control Point Hazard Analysis Critical Control Point is a procedure carried out for food safety and biological, chemical and physical hazards in production processes  that can cause the finished product to be unsafe and designs measurements to reduce these risks to a safe level. In addition, they need to ensure that everything they use or touch needs to be cleaned properly. It affects Tesco because they need to make sure that the foods produced are safe to eat. The foods need to be kept in a correct temperature level. Tesco ensures that these are safe for consumers to eat when they have passed through the entire food supply chain. Temperature is an important aspect of HACCP and improper storage temperature can makes foods unsafe to eat. Jimmy’s following this legislation by making sure that their drinks are safe for human consumption. Jimmy’s focus on the standardisation of raw materials and all the materials must be offered by the Jimmy’s suppliers. Conclusion In this task, I have explained how health, safety and hygiene legislation has impacted on Tesco and Jimmy’s.

BACHMAN Surname Meaning and Family History

BACHMAN Surname Meaning and Family History The Bachman surname has several possible origins. A topographical name for one who dwells by a stream, from the German bach for brook and mann for man.  From the Hebrew  ben chayim, meaning son of life.   Surname Origin:  Hebrew, Dutch, German Alternate Surname Spellings:  BACHMANN, BAUGHMAN, BACKMAN, BOCKMAN, BOCKMANN, BECHMANN, BECHMEN, BECMAN, BAUCHMAN, BOUCHMAN Famous People with the Last Name BACHMAN Michele Bachmann - founder of the U.S. Congressional Tea Party CaucusRandolph Charles Randy Bachman -  Canadian musician; best known as lead guitarist, songwriter and a founding member of The Guess Who  and  Bachman–Turner Overdrive Where is the BACHMAN Surname Most Common? The Bachman surname, according to surname distribution information from  Forebears, is somewhat less common, found most prevalently in the United States. Within the U.S., individuals named Bachman are found in greatest numbers in states with a high number of past German immigrants, including Pennsylvania and Iowa. It is also a lot more common in Poland, than in Germany. The Bachmann spelling is much more common in Switzerland and Germany, where it ranks 26th and 157th, respectively. WorldNames PublicProfiler  data demonstrates the same pattern, with Bachman most prevalent in the U.S. states of South Dakota, Pennsylvania, Nebraska and Iowa, as well as in Saskatchewan, Canada. Genealogy Resources for the Surname BACHMAN Bachman Family Crest - Its Not What You ThinkContrary to what you may hear, there is no such thing as a Bachman family crest or coat of arms for the Bachman surname.  Coats of arms are granted to individuals, not families, and may rightfully be used only by the uninterrupted male line descendants of the person to whom the coat of arms was originally granted. BACHMAN/BACHMANN/BAUGHMAN Y-DNA ProjectThe goal of the Bachman Y-DNA Project is to use DNA combined with traditional genealogy research to determine which of a number of descendants of Swiss and of early American Bachmann immigrants share common ancestors. BACHMAN  Family Genealogy ForumThis free message board is focused on descendants of Bachman ancestors around the world. Search the forum for posts about your Bachman ancestors, or join the forum and post your own queries.   FamilySearch - BACHMAN GenealogyExplore over 360,000  results from digitized  historical records and lineage-linked family trees related to the Bachman surname on this free website hosted by the Church of Jesus Christ of Latter-day Saints. GeneaNet - Bachman RecordsGeneaNet includes archival records, family trees, and other resources for individuals with the Bachman surname, with a concentration on records and families from France and other European countries. Ancestry.com: Bachman SurnameExplore over 490,000 digitized records and database entries, including census records, passenger lists, military records, land deeds, probates, wills and other records for the Bachman surname on the subscription-based website, Ancestry.com. - Sources: Surname Meanings Origins Cottle, Basil.  Penguin Dictionary of Surnames. Baltimore, MD: Penguin Books, 1967.Dorward, David.  Scottish Surnames. Collins Celtic (Pocket edition), 1998.Fucilla, Joseph.  Our Italian Surnames. Genealogical Publishing Company, 2003.Hanks, Patrick and Flavia Hodges.  A Dictionary of Surnames. Oxford University Press, 1989.Hanks, Patrick.  Dictionary of American Family Names. Oxford University Press, 2003.Reaney, P.H.  A Dictionary of English Surnames. Oxford University Press, 1997.Smith, Elsdon C.  American Surnames. Genealogical Publishing Company, 1997.

The Story of Bonnie and Clyde by Bonnie Parker

The Story of Bonnie and Clyde by Bonnie Parker Bonnie and Clyde were legendary and historic outlaws who robbed banks and killed people. The authorities saw the couple as dangerous criminals, while the public viewed Bonnie and Clyde as modern-day Robin Hoods. The couples legend was in part helped along by Bonnies poems: The Story of Bonnie and Clyde, and The Story of Suicide Sal. Bonnie Parker wrote the poems in the middle of their 1934 crime spree, while she and Clyde Barrow were on the run from the law. This poem, The Story of Bonnie and Clyde, was the last one she wrote, and the legend reports that Bonnie gave a copy of the poem to her mother just weeks before the couple was gunned down. Bonnie and Clyde as Social Bandits Parkers poem is part of a long-established outlaw-folk hero tradition, what British historian Eric Hobsbawm called social bandits. The social bandit/outlaw-hero is a peoples champion who adheres to a higher law and defies the established authority of his time. The idea of a social bandit is a nearly universal social phenomenon found throughout history, and ballads and legends of them share a long set of characteristics. The main feature shared by ballads and legends around such historical figures as Jesse James, Sam Bass, Billy the Kid, and Pretty Boy Floyd is the enormous amount of distortion of the known facts. That distortion enables the transition of a violent criminal into a folk hero. In all cases, the peoples champion story the people need to hear is more important than the facts- during the Great Depression, the public needed reassurance that there were people working against a government perceived as callous to their predicament. The voice of the Depression, American balladeer Woody Guthrie, wrote just such a ballad about Pretty Boy Floyd after Floyd was killed six months after Bonnie and Clyde died. Curiously, many of the ballads, like Bonnies, also use the metaphor of the pen is mightier than the sword, stating that what newspapers have written about the bandit hero is false, but that the truth can be found written in their legends and ballads. 12 Characteristics of the Social Outlaw American historian Richard Meyer identified 12 characteristics that are common to social outlaw stories. Not all of them appear in every story, but many of them come from older ancient legends- tricksters, champions of the oppressed, and ancient betrayals. The social bandit hero is a man of the people who stands in opposition to certain established, oppressive economic, civil, and legal systems. He is a champion who wouldnt harm the little man.His first crime is brought about through extreme provocation by agents of the oppressive system.He steals from the rich and gives to the poor, serving as one who rights wrongs. (Robin Hood, Zorro)Despite his reputation, he is good-natured, kind-hearted, and frequently pious.His criminal exploits are audacious and daring.He frequently outwits and confounds his opponents by trickery, often expressed humorously. (Trickster)He is helped, supported, and admired by his own people.The authorities cant catch him through conventional means.His death is only brought about by the betrayal by a former friend. (Judas)His death provokes great mourning on the part of his people.After he dies, the hero manages to live on in a number of ways: stories say that he is not really dead, or that his ghost or spirit con tinues to help and inspire people. His actions and deeds may not always gain approval or admiration, but rather are sometimes decried in the ballads as mildly stated criticism to outright condemnation and refutation of all the other 11 elements. Bonnie Parkers Social Outlaw True to the form, in The Story of Bonnie and Clyde, Parker cements their image as social bandits. Clyde used to be honest and upright and clean, and she reports that he was locked up unjustly. The couple has supporters in the regular people like newsboys, and she foretells that the law will beat them in the end. Like most of us, Parker had heard ballads and legends of lost heroes as a child. She even references Jesse James in the first stanza. What is interesting about her poems is that we see her actively spinning their criminal history into a legend. The Story of Bonnie and ClydeYouve read the story of Jesse JamesOf how he lived and died;If youre still in needOf something to read,Heres the story of Bonnie and Clyde. Now Bonnie and Clyde are the Barrow gang,Im sure you all have readHow they rob and stealAnd those who squealAre usually found dying or dead. Theres lots of untruths to these write-ups;Theyre not so ruthless as that;Their nature is raw;They hate all the lawThe stool pigeons, spotters, and rats. They call them cold-blooded killers;They say they are heartless and mean;But I say this with pride,That I once knew ClydeWhen he was honest and upright and clean. But the laws fooled around,Kept taking him downAnd locking him up in a cell,Till he said to me,Ill never be free,So Ill meet a few of them in hell. The road was so dimly lighted;There were no highway signs to guide;But they made up their mindsIf all roads were blind,They wouldnt give up till they died. The road gets dimmer and dimmer;Sometimes you can hardly see;But its fight, man to man,And do all you can,For they know they can never be free. From heart-break some people have suffered;From weariness some people have died;But take it all in all,Our troubles are smallTill we get like Bonnie and Clyde. If a policeman is killed in Dallas,And they have no clue or guide;If they cant find a fiend,They just wipe their slate cleanAnd hand it on Bonnie and Clyde. Theres two crimes committed in AmericaNot accredited to the Barrow mob;They had no handIn the kidnap demand,Nor the Kansas City depot job. A newsboy once said to his buddy;I wish old Clyde would get jumped;In these awful hard timesWed make a few dimesIf five or six cops would get bumped. The police havent got the report yet,But Clyde called me up today;He said, Dont start any fightsWe arent working nightsWere joining the NRA. From Irving to West Dallas viaductIs known as the Great Divide,Where the women are kin,And the men are men,And they wont stool on Bonnie and Clyde. If they try to act like citizensAnd rent them a nice little flat,About the third nightTheyre invited to fightBy a sub-guns rat-tat-tat. They dont think theyre too tough or desperate,They know that the law always wins;Theyve been shot at before,But they do not ignoreThat death is the wages of sin. Some day theyll go down together;And theyll bury them side by side;To few itll be griefTo the law a reliefBut its death for Bonnie and Clyde. - Bonnie Parker 1934 Sources Hobsbawm, Eric. Bandits. Orion, 2010.Lundblad, Bonnie Jo. The Rebel-Victim: Past and Present. The English Journal 60.6 (1971): 763–66.Meyer, Richard E. The Outlaw: A Distinctive American Folktype. Journal of the Folklore Institute 17.2/3 (1980): 94–124.Muecke, Stephen, Alan Rumsey, and Banjo Wirrunmarra. Pigeon the Outlaw: History as Texts. Aboriginal History 9.1/2 (1985): 81–100.Roberts, John W. Railroad Bill and the American Outlaw Tradition. Western Folklore 40.4 (1981): 315–28.Seal, Graham. The Robin Hood Principle: Folklore, History, and the Social Bandit. Journal of Folklore Research 46.1 (2009): 67–89.

Behavioural Finance Implications on Personal Investment Decisions Essay

Behavioural Finance Implications on Personal Investment Decisions - Essay Example This calls for better understanding and insight of the nature of human in the current global outlook, plus advancement of fine skills and the capability to achieve the best from investments. Furthermore, investors need to develop foresight, positive vision, drive and perseverance (BAKER, & NOFSINGER, 2010: p23). Investors vary in all features due to factors such as demographic factors, which entail educational achievement level, socio-economic background, sex, age, and race. The most critical hurdle faced by investors is in the region of investment choices. The most favourable investment decision is a vital consideration and should be proactive in nature. During the design of the investment portfolio, of key consideration should be their financial objectives, the level of risk tolerance, as well as other restrictions. Furthermore, they have to forecast the product mean-variance optimization. This procedure is best appropriate for institutional investors, and more often than not fails for people, who are vulnerable to behavioural prejudice. In the current circumstances, behavioural finance is increasingly attaining an integral position in the decision-making procedure, since it increasingly affects the performance of investors (SHEFRIN, 2007: p77). Investors can better their performance by identifying errors and biases of judgement, which are common to every human being. Comprehending the behavioural finance will play a vital role in enabling the investors to adopt a better investment mechanism and evade future repetition of costly errors. The relevant issues of this investigative study are how to reduce or abolish the psychological prejudices in investment decision procedure. According to the conventional financial theory, makers of decisions are logical. On the contrary, modern theories propose that the decision- making carried out by investors are not propelled by due deliberations (POMPIAN, 2012: p45). The decisions carried out by the investors are also freq uently inconsistent. In other words, decisions made by humans are prone to numerous cognitive illusions. They are categorised into two types heuristic decision process and process theory. Heuristic decision theory is a decision criterion through which the investors discover things for themselves. It refers to thumb rules, which people utilize to make decisions in uncertain and complicated situations (SCHINDLER, 2007: p86). In reality, the decision-making criteria of investors are not completely reasonable. This may be so even when the investors have gathered the necessary information and purposefully investigated, in which the emotional and mental aspects are entailed. They are not easy to distinguish. Though it may be beneficial sometimes, numerous times it may cause uninformed decision outcomes. First, it includes representativeness. The recent accomplishments of investors tend to proceed into the future (POMPIAN, 2012: p82). The propensity of investors to come up with decisions b ased on history experiences is called stereotype. Recent analyses are leaning towards the failure or success, in their profit projections, the nature of stereotype choices. Secondly, overconfidence is another factor. Several points of views surround confidence, as it accords more courage and is perceived as a key to prosperity. Even though,

Regression and Statistical Effects Assignment Example | Topics and Well Written Essays - 1250 words

Regression and Statistical Effects - Assignment Example The data is divided into two groups. The total data set is divided into 4 segments: low lifetime, low revenue; low lifetime high revenue; high lifetime, low revenue, and high lifetime, high revenue. The first step ion the analysis is the calculation of bivariate Pearson’s correlation coefficient between lifetime and profit. The author graphically analyses the trends between profitability and lifetime of the customer. Then, a linear regression model is developed to describe the relation for the four segments. The author then suggests a method using discriminant analysis that helps managers find out the most profitable customers. The research finds that it is not necessary that long-life customers are more profitable than short-life customers. The author also concludes that long-life customer do not necessarily pay more, and have higher costs. Regression analysis has been used in the study to the relation between the profitability of the customer and time. The researcher regress the profitability of the 4 segments with respect to time using the equation The relation between the profitability and time can be ascertained by the sign of the regression coefficient. A positive coefficient indicates a positive relation between the profitability and time for the particular segment. The researcher also makes use of a dummy variable to reflect the effects of a large first month purchase because purchase amount for the first month is generally found to be higher than succeeding months. Besides this, the researcher also attempts to draw broad conclusions regarding the direction of relation between the profits and time by using Pearson’s correlation coefficient, and charts depicting the behaviors of the 2 groups. The small correlation coefficient (0.175 for Cohort 1 and 0.219 for Cohort 2) indicates a moderate linear relation between the lifetime duration and lifetime profits. Besides this, the researcher draws the graphs with lifetime